2.8 Safe to install
Simplify Your Home Financing with Mortgage Calculator™

Mortgage Calculator™ by MH Riley Ltd offers a user-friendly interface to effortlessly calculate mortgage payments, making home financing decisions easier than ever.
Mortgage Calculator - Review
Sale Now On - 50% off
Featured in the Sunday Times App List 2012
Featured as 'What's Hot' by Apple
Mortgage Calculator has one aim - to save you money on your mortgage. Whether you're buying a house, looking to refinance, or want to optimize your existing mortgage, this app is perfect for you.
With Mortgage Calculator, you can try out various 'What-If' scenarios and see how extra payments can save you time and money. You have the flexibility to enter any number of monthly, yearly, or one-off extra payments at any period during the loan. Watch as the total loan length and cost decrease, potentially saving you more than you expected.
The app provides simple and interactive charts that allow you to visualize your cost savings with ease. Just slide your finger along to see the costs for each year.
5-Stars - "...beautiful, simple graphs which make tricky decisions a whole lot easier."
5-Stars - "...really helped me compare different mortgage deals"
Highlights
- Specially designed for the US market
- See the effect of regular or one-off extra payments
- Support for variable rates
- Calculate the 'true cost' by including tax, etc.
- Takes into account PMI (Private Mortgage Insurance)
- Try out various 'What-If' scenarios
- Email a PDF or HTML of the loan details
- Support for ARM (Adjustable Rate Mortgage) 3/1, 5/1, and 7/1 mortgages
- Charts allow easy visualization of costs
- Make an informed choice by comparing loans
- Backup & Restore via Dropbox
- Passcode protection
- Elegant, simple, and powerful user interface
Quick Calculators
- How much can you afford to borrow?
- Monthly Payments
- Money Saving Effect of Extra Payments
- Cost of Moving House
Analyze & Compare
- Visualize mortgage costs in simple, easy-to-understand charts
- Store details of multiple mortgages
- Easily see costs for each year with a slide of the finger
- Try out various 'What-If' scenarios
- Extra payments can 'Reduce Term' or 'Reduce Payments'
- Include tax, insurance, PMI in the payments
- Support for 'Repayment' or 'Interest Only'
- Monthly breakdown of costs (Amortization)
- Compare up to 4 mortgages side by side
- Support for ARM 'Initial Rates' (e.g., 4% for 3 years)
Voted #1 Property App - upack.com
"The strongest arrow in its quiver is the way it handles hypothetical situations, letting you analyze all manner of mortgage-related queries, such as how much you can afford to borrow, and a variety of other what-if scenarios..."
Note: Multiple currencies are supported!
Overview
Mortgage Calculator™ is a Commercial software in the category Business developed by MH Riley Ltd.
The latest version of Mortgage Calculator™ is 2.8, released on 12/29/2023. It was initially added to our database on 12/29/2023.
Mortgage Calculator™ runs on the following operating systems: iOS.
Users of Mortgage Calculator™ gave it a rating of 5 out of 5 stars.
Pros
- Simple and easy-to-use interface, making it user-friendly for all levels of users
- Provides quick and accurate calculations for mortgage payments, interest rates, and amortization schedules
- Offers the ability to save and compare multiple mortgage scenarios for better financial planning
- Includes a helpful glossary of mortgage terms for users who are unfamiliar with industry jargon
Cons
- Limited customization options for different types of mortgages or payment schedules
- The free version may include ads which can be distracting for some users
- Not available on all platforms, limiting accessibility for users who use different operating systems

Minh Ong
I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.
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